How many people work on a mortgage loan?

Posted on June 11, 2016 at 9:05 pm

If you’ve ever taken out a mortgage loan, whether when buying a house or refinancing, you found out it’s a very detailed process, with lots of communication and hard work between you and your mortgage broker or loan officer. But while it may seem that a loan is a one-on-one proposition at times, in fact, […]

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25 Hilarious memes that will make any Realtor chuckle!

Posted on May 31, 2016 at 3:31 pm

There’s no doubt that the Realtors we know work extremely hard, juggling stressful timelines, outrageous client expectations, nosy neighbors, and emotional outbursts from homeowners – all the while keeping their cool and negotiating a fair deal for everyone. And real estate agents do it with a smile, always professional and compassionate. But in private during rare down time, […]

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Why Debt-to-Income Ratio is the cornerstone of any mortgage loan approval

Posted on May 23, 2016 at 10:12 pm

When you’re applying for a mortgage loan to buy a house or refinance, lenders look at many important factors, including a borrower’s credit score, the amount of money they’re putting down, and how much money they have in the bank. But there is no determining factor more important than a borrower’s Debt-to-Income Ratio, or DTI […]

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10 Ways Realtors are as American as mom, baseball and apple pie!

Posted on May 20, 2016 at 4:15 am

When you think of America, what comes to mind? Maybe it’s appreciation that we live in the land of opportunity, or the many freedoms we enjoy, or perhaps it’s something more patriotic like Independence on the 4th of July and our stars and stripes? For many people, the best way we can describe the essence […]

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Answering Your Top 8 Questions About Escrow

Posted on May 13, 2016 at 4:06 pm

If you’re refinancing your mortgage or buying or selling a home, there are a lot of dedicated professionals working on your behalf. But perhaps none is more important than your escrow company, which has an invaluable role in protecting all parties and making sure the deal progresses and then closes as it should. Here are […]

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7 Reasons you should refinance into a 15-year mortgage

Posted on May 5, 2016 at 3:23 pm

Do you have a 30-year mortgage loan on your home? If so, you might be missing out on the huge savings a 15-year loan could offer. Since rates hit record lows in 2012, more people than ever are opting to use a 15-year loan to become mortgage free in half the time at a significantly […]

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Answering the 10 most common questions about title insurance

Posted on April 28, 2016 at 3:13 am

If you’ve refinanced your mortgage, or got a purchase loan when you bought a home recently, you probably remember signing a whole stack of paperwork at the closing. And if you’re like most people, you probably weren’t crystal clear on every single item and document you signed when it came to title and escrow, but […]

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Fixed or Adjustable; which is the right mortgage loan for you?

Posted on April 22, 2016 at 5:29 pm

When it comes time to apply for a mortgage, you have a lot of option to choose from, including fixed rate or adjustable rate loans. We’ll define them and discuss the pros and cons here. Fixed-Rate Loans A fixed-rate mortgage loan has one set interest rate for the entire length of the loan, typically 30 years […]

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