12 Ways President Trump may impact real estate, housing and mortgages.

Posted on November 16, 2016 at 9:13 pm

Eight years ago during the 2008 Presidential race, the housing market was a huge topic for debate, as the nation was in the midst of a real estate and mortgage market collapse and Great Recession. How much things have changed since then, as real estate, mortgages and housing was barely ever mentioned on the 2016 […]

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6 Tips to get a better rate on your mortgage

Posted on November 11, 2016 at 9:06 pm

Getting a great rate on a mortgage is about a lot more than comparison-shopping. It’s also about much more than just your credit score, or even taking advantage of the opportunity when rates are at their lowest. In fact, underwriters and lenders scrutinize a number of factors to determine not only if you qualify for […]

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15 Fascinating Facts About The Federal Reserve

Posted on October 28, 2016 at 2:46 pm

“If the American people ever allow private banks to control the issuance of their currency, first by inflation and then by inflation, the banks and corporations that will grow around them will deprive the people of all their property until their children will wake up homeless on the continent their fathers conquered.” -Thomas Jefferson Where […]

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Mortgage and Homebuying Myths and Facts!

Posted on October 20, 2016 at 9:19 am

Myth: Interest rates represent the true cost of my mortgage Fact: Your interest rate is just one part of the total equation that determines the real cost of your mortgage, which includes the cost and fees of the loan, etc. It’s better to look at your APR – Annual Percentage Rate – to see the […]

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Paid off, paid down and underwater – a survey of equity in U.S. real estate (Part 2)

Posted on September 28, 2016 at 10:57 am

Paid off, paid down and underwater – a survey of equity in U.S. real estate The real estate industry, like the economy, has made huge strides since the dark days of bank closings, mass unemployment, and foreclosure signs plaguing once-thriving neighborhoods. In fact, we things are looking absolutely rosy for the housing market again but […]

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The Anatomy of a Mortgage Payment

Posted on September 22, 2016 at 7:12 am

You receive a mortgage statement every month and simply write a check, send it in (or pay online), and know that, although it hurts to surrender such a sizable chunk of money, your mortgage is all paid up for another 30 days. But how often do you actually pay attention to where the money from […]

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Your Veterans Administration mortgage loan fact sheet

Posted on September 15, 2016 at 5:58 am

Since its inception in 1944, the Department of Veterans Affairs has guaranteed more than 20 million loans for military vets through the VA loan program. However, even though it’s been around for more than 70 years, there are still a large number of veterans not familiar with the benefits and details of this fantastic mortgage […]

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