Wells Farce: Wells Fargo is reeling from their fake account scandal

Posted on January 21, 2017 at 6:12 pm

The final quarterly reports for 2016 are in, and the news does not bode well for banking giant Wells Fargo, embroiled in a fake-account scandal that defrauded hundreds of thousands of customers. In fact, the San Francisco-based national bank has admitted that for years, its employees had been creating fake checking accounts and opening unauthorized […]

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FHA lowers mortgage insurance premiums to help home buying

Posted on January 13, 2017 at 3:36 pm

This week, consumers looking to buy a home in 2017 using the popular FHA loan program got a bit of good news. On January 9, U.S. Housing and Urban Development Secretary Julián Castro announced that the Federal Housing Administration (FHA) will reduce its mortgage insurance premiums pay by a quarter of a percent per year. […]

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A profile of your California Association of Realtors

Posted on January 5, 2017 at 4:54 am

For over 100 years, the California Association of REALTORS® (C.A.R.) has aided and served real estate agents, brokers, and real estate professionals in the state of California. C.A.R. works tirelessly to promote excellence and professional standards, integrity, and education, quell legal disputes, and even affect real estate and housing law. They are driven to uphold […]

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15 More unbelievable facts about the Federal Reserve

Posted on December 30, 2016 at 6:33 pm

“It is well that the people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning.” -Henry Ford, American car manufacturer and industrialist Where does our money come from, and who controls it? In part one of this blog, we […]

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The top-10 Brad L’Engle mortgage blog posts of 2016.

Posted on December 19, 2016 at 1:00 am

As the confetti falls on another New Year and the calendar flips to 2017, we’re reminded by how truly incredible 2016 was. When it came to informing you about mortgage lending and the real estate market, there was no better place to turn than Brad L’Engle of Guild Mortgage in 2016, as he always tried […]

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Online marketing statistics, tips and strategies for Realtors in 2017.

Posted on December 14, 2016 at 1:34 pm

Hey, Realtors – how was your 2016? Hopefully, you sold more homes than ever before and had a hugely profitable campaign last year. If that’s the case, you probably utilized online marketing, including social media, to reach and engage clients. But if you didn’t have the best sales year of your life– or just want […]

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FHA to raise loan limits for 2017: 20 Quick Facts You Should Know

Posted on December 8, 2016 at 3:59 pm

The FHA announced that they will raise loan limits for 2017. Here are 20 quick facts any realtor, homebuyer or mortgage applicant should know:  The Federal Housing Administration recently announced that it will increase its loan limits for FHA loan products in 2017, reflecting increased home prices across the United States. In fact, FHA will […]

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12 Credit and Financial Tips Just in Time For the Holidays

Posted on December 2, 2016 at 6:41 pm

The holidays are fast approaching, and while it’s a wonderful time to be with family and friends, and give back to our fellow human beings, it’s also a time of year that can be treacherous financially. For many households, there is a huge spike in spending and debt between Thanksgiving, Christmas or Hanukkah and New […]

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Balancing the seesaw of home prices and mortgage interest rates.

Posted on November 23, 2016 at 11:28 pm

If you look at data for the housing market over time, you’ll notice that home prices and mortgage interest rates usually work like they’re on opposite ends of a seesaw. Typically, when mortgage interest rates are at their lowest, it usually means home prices are on a steady incline to towards their peak. And when […]

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