If you want the best mortgage, don’t make these 10 credit score mistakes!

Posted on April 8, 2017 at 7:17 pm

Mortgage interest rates are still near historical lows, but with gradual Fed increases right on the horizon, it’s more important than ever to maintain a great credit score. In fact, keeping a top FICO score can save you tens of thousands – if not hundreds of thousands – of dollars over the life of the […]

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15 Amazing mortgage and real estate facts!

Posted on March 23, 2017 at 12:34 am

The lowest mortgage rates in US history occurred in November 2012, when the average 30-year fixed mortgage interest rate was only 3.31%. At that same time, rates for 15-year fixed loans fell below the 3% mark. What about the highest mortgage rates in US history? In the history of our modern rate structure (tracked since […]

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New Dirt – A profile on the biggest new homebuilders in America

Posted on March 21, 2017 at 5:37 pm

Home buyers have a lot of choose from, but one great option we don’t talk about enough is buying a newly constructed home. While Sacramento lags behind the rest of the country in new home construction, there still are some great new projects breaking ground. So we decided to bring you a brief profile on […]

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What’s the average mortgage interest rate over time?

Posted on February 28, 2017 at 3:53 pm

Some of us in the mortgage business, like myself, track interest rates every day or even every hour. Others, like most consumers, only hear about rates climbing or falling second-hand, on the news or in the newspaper. Even more homeowners pay close attention to the interest rate environment only when it’s time for them to […]

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7 Ways to prepare before buying a home

Posted on February 22, 2017 at 11:48 pm

Are you thinking about buying a home? Whether it’s your first time, you’re targeting your dream home, or downsizing for retirement, purchasing a home can be a fast-moving and overwhelming process. However, it’s one that’s critical you get right, with hundreds of thousands of dollars (and your daily living conditions!) on the line. The good […]

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The top things that Americans spend (and waste) money on.

Posted on February 17, 2017 at 12:38 am

Are you still a renter instead of owning a home because you think you can’t afford the down payment? Are you trying to buy your first house, a vacation home, or even invest in real estate but you can’t seem to put together the cash? Or do you own, but would love to try and […]

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Examining the history of discrimination in U.S. real estate and housing.

Posted on February 9, 2017 at 4:58 pm

February is Black History Month, an important time for us to commemorate and celebrate the lives of civil-rights pioneers throughout history. Great men and women like W.E.B. Du Bois, Jackie Robinson, Booker T. Washington, Rosa Parks, Martin Luther King, Jr., and so many others made invaluable sacrifices to advance our rights and freedoms. Started by […]

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20 Things NOT to do when applying for a home loan.

Posted on February 3, 2017 at 4:34 pm

Are you buying a house or looking at a refinance and just starting the loan application process? There are plenty of blogs and articles that will tell you how to prepare and get ready to be a good loan applicant, but today, we’ll tell you 20 things NOT to do during the loan process. Understanding […]

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